Type Of International Auto Insurance

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By : Sudarma
International auto insurance, in some cases referred to as expatriate insurance, is necessary if you plan to be living abroad for a long period of time and will have to do the driving yourself. Geico is the best known company offering international auto insurance. GEICO started out as an insurer of government workers (that is what GEICO stands for in its acronym- Government Employees Insurance Company), which included the military serving abroad and is the most experienced in international auto insurance. It would be wise to check GEICO out first.

Should GEICO not be able to cover you, and there would be no reason why not, they will guide you to the proper company that will take care of your international auto insurance needs. You would not go anywhere in the United States without auto insurance, why would you go, e.g. to Europe and drive without international auto insurance?

We live in a global market and spending long periods of time abroad is not unusual. Whether you are bringing your own car, renting a car abroad, or purchasing one abroad international auto insurance is necessary. International auto insurance will cover you even if you are traveling through many countries in the region. Mexico is an exception in that it requires country specific insurance.

A good rule to follow is to get additional passenger insurance when abroad. There are countries that do not require their drivers to have insurance and if you are injured it could get costly without this rider added to your international auto insurance. An example is Korea, where taxi drivers and limousine drivers do not have to carry insurance. Sometimes it is possible to add international auto insurance to your existing policy so check this option out. If you are working in a sensitive position and perhaps are extremely wealthy there is additional insurance you can buy through your international auto insurance company. This would be ransom and kidnapping insurance. It sounds crazy but these things do happen in some countries. Enjoy your stay abroad.

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